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Deposit Rates

Savings Rates - Effective Monday, November 10, 2025
APYMinimum
Deposit
Minimum
Balance
SAVINGS0.10%$5$100
SECONDARY SHARE0.10% $100
SLO LIFESTYLE CKG0.10% $100
SLO ADVANTAGE CKG0.10% $100
GROW WITH SLO YOUTH5.10% $1
GROW WITH SLO YOUTH0.10% $1000.01
HOLIDAY CLUB ACCT1.00% $100
IRA SHARE ACCOUNT0.10% $100
Certificate Rates - Effective Thursday, December 11, 2025
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE3.29%$100
12 MONTH CERTIFICATE3.55%$100
24 MONTH CERTIFICATE3.03%$100
36 MONTH CERTIFICATE2.52%$100
48 MONTH CERTIFICATE2.02%$100
60 MONTH CERTIFICATE2.02%$100

DEPOSIT ACCOUNT DISCLOSURES
APY = Annual Percentage Yield.
1. Dividend rates and APY are variable and may vary after the account is opened. Fees may reduce account earnings. Additional restrictions may apply. Refer to your Account Agreement for more information.
2. Dividend rates and APY are variable and may vary after the account is opened. Additional restrictions may apply.
3. APY assumes dividends remain in account until maturity. Early withdrawal penalties may apply. Additional restrictions may apply.

Our office will be closing at 3:30pm on Thursday, December 11th in support of SLO Downtown Santa House. Come down and say hi and enjoy the holiday festivities. We will reopen on Friday at 9am.