Tailored Banking Solutions With a Focus On Your Well-Being
SLO Credit Union offers a variety of savings accounts designed to help members save with purpose at every stage of life. Whether you are building an emergency fund, planning for retirement, teaching your children healthy financial habits, or saving for future goals and holiday expenses, having dedicated savings accounts can make it easier to stay organized and reach your financial goals faster. Explore our savings options to find the account that fits your needs.
One Membership. Every Account You Need.
We are a full-service credit union serving San Luis Obispo County, offering every type of account you need to save, spend, grow, and plan for the future. Whether you’re opening your first account, saving for a goal, planning for retirement, or setting your kids up for financial success, SLO Credit Union has an account built for that.
Explore SLO Credit Union Account Types
Savings Accounts
Your Membership. Your Foundation.
Every SLO Credit Union membership begins with a Member Savings Account, and it only takes $5.00 to get started. That single account makes you a member-owner and opens the door to every product and service we offer.
Need to save for something specific? Open as many Secondary Savings Accounts as you’d like to make it easy to organize your savings around your goals.
Lifestyle Checking
Premium Checking the Central Coast Way.
SLO Credit Union offers a Lifestyle Checking Account designed to fit various lifestyles and financial needs. No fees, no minimum balance, no hassle.
SLO Lifestyle Checking is a full-featured checking account with a free Instant-Issue Mastercard®️ Debit Card, identity protection, cell phone coverage, roadside assistance, and more!
Enjoy over $100 of value every month, all for free. Because life on the Central Coast should come with more financial freedom.
IRA & Roth IRA Accounts
Retirement Savings, Done Right.
Planning for retirement? SLO Credit Union offers both Traditional IRA and Roth IRA accounts to help you build long-term financial security. We also offer IRA Certificates for members who want to lock in a competitive dividend rate as part of their retirement strategy.
Not sure which IRA is right for you? Our team is here to help you think it through.
SLO Youth Savings Account
You’re Never Too Young to Start Saving.
Give your child or grandchild one of the best head starts you can: a savings account of their own. The Grow with SLO Youth Savings Account is designed to set youth members up for success early.
Open a youth savings account today and start building their financial future right here in SLO County.
Holiday Club Savings
Make the Holidays Stress-Free.
Holiday expenses sneak up fast. Our Holiday Club Savings Account helps you prepare all year long — just set up an automatic transfer and let your savings build on their own. When the holidays arrive, you’ll be ready.
🔒Certificate Accounts
Lock in a Higher Rate. Watch Your Savings Grow.
If you want to maximize your savings with a guaranteed return, a SLO Credit Union Certificate is one of the smartest moves you can make. You deposit funds for a set term, anywhere from 6 to 60 months, and in return, we offer a dividend rate that’s typically higher than a standard savings account.
How SLO Credit Union Membership Works
Joining SLO Credit Union is simple. All you need is $5.00 to open your Member Savings Account — that’s your share in the credit union, and it’s all that’s required to maintain your membership. From there, you’re eligible to open any of our account types whenever you’re ready.