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Accounts

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SLO Credit Union offers several different types of accounts – from club and checking accounts to certificate, IRA, and savings accounts. The Member Savings Account is the only required account for members. You must keep a minimum of $5.00 in your share account at all times.  Your membership entitles you to open any of the other account types.

Share Accounts

Savings Rates - Effective Sunday, October 1, 2023
APYMinimum
Deposit
Minimum
Balance
SAVINGS0.10% $100
GROW WITH SLO YOUTH5.10% $1
GROW WITH SLO YOUTH0.10% $1,000
SHARE DRAFT ACCOUNT0.10% $0
HOLIDAY CLUB ACCT0.10% $100

Checking

Convenience and affordability without sacrificing quality, our checking account features:

  • First box of checks are FREE
  • Unlimited check writing
  • No per check charges
  • FREE Online Banking access
  • FREE Mastercard Debit Card

No minimum balance required.

Certificates

Maximize your savings with a Certificate Account – a great way to lock in a higher interest rate on your savings. Your money is deposited for a specific amount of time and in return, the Credit Union offers you a rate that is typically higher than a regular savings account. We currently offer certificates with terms of 6 through 60 months. Choose your term, earn consistent dividends, and reinvest to earn our highest dividend rates. The best thing about these accounts is that they require a deposit of only $100.

Certificate Rates - Effective Tuesday, December 5, 2023
Certificate TermAPYMinimum Deposit
7 MO. IRA CERTIFCATE SPECIAL5.10%$100
7 MO. CERTIFICATE SPECIAL4.84%$100
6 MONTH IRA CERTIFICATE2.02%$100
12 MONTH IRA CERTIFICATE2.02%$100
24 MONTH IRA CERTIFICATE2.02%$100
6 MONTH CERTIFICATE2.02%$100
12 MONTH CERTIFICATE2.02%$100
24 MONTH CERTIFICATE2.02%$100

We are proud to be a sponsor of the 47th Annual Downtown SLO Holiday Parade.