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All of the loans offered at SLO Credit Union give you:
- Low rates
- Flexible terms
- No credit check fee
- No early payoff or prepayment penalty
Personal Loans
Our personal loans are here to assist you with life’s unexpected moments. Yes, even debt consolidation. With competitive rates, SLO Credit Union has your back.
Secured Loans
Have the cash but don’t want to spend it all? Take advantage of our secured loans to pay that large expense. By securing the loan with your funds and our low rate, repayment is easy!
Overdraft Line of Credit
While your savings accounts can be used as overdraft protection, having the added benefit and peace of mind for that unexpected purchase or oopsie! Apply as soon as your checking account is open.
Vehicle Loans
From first cars to new luxury vehicles, SLO Credit Union’s rates are here to get you behind the wheel.
RV Loans
When it is time to get away, let us help you get your home away from home!
Credit Builder
No credit history or need to rebuild??? Ask us about our Credit Builder loan.
| Loan Type | Rates as low as | Terms & Information |
|---|---|---|
| 48-Mo New Auto: Apply Here » | 6.09% | |
| 60-Mo New Auto: Apply Here » | 6.59% | |
| 72-Mo New Auto: Apply Here » | 7.09% | |
| 48-Mo Used Auto: Apply Here » | 6.59% | |
| 60-Mo Used Auto: Apply Here » | 7.09% | |
| 72-Mo Used Auto: Apply Here » | 7.59% | |
| 60-Mo New RV/Boat: Apply Here » | 9.49% | |
| 84-Mo New RV/Boat: Apply Here » | 9.99% | |
| 120-Mo New RV/Boat: Apply Here » | 10.49% | |
| 60-Mo Used RV/Boat: Apply Here » | 9.74% | |
| 84-Mo Used RV/Boat: Apply Here » | 10.24% | |
| 120-Mo Used RV/Boat:Apply Here » | 10.74% | |
| 36-Mo Signature Ln: Apply Here » | 11.99% | |
| Signature LOC: Apply Here » | 14.00% | |
| HELOC - Home Equity LOC | 7.30% | |
| 120-Mo Closed-End Equity Loan | 8.99% | |
| 180-Mo Closed-End Equity Loan | 9.99% | |
| Credit Card - Consumer » | 10.00% |
How to Apply?
You can apply online! From this page, locate the loan type you are interested in applying in the chart above. Click on “Apply Here” next to the loan type and follow the prompts. You don’t need to be a member to apply.
10 Ways to Make Your Loan Payment With Us:
- Account to Account Transfer
- Mobile Deposit Check Directly to Your Loan
- Bill Pay From Your Other Financial Institution
- ACH Direct Deposit
- Transfer Between SLO Credit Union Accounts Initiated Online
- Transfer Between SLO Credit Union Accounts Through Our Mobile App
- At The Branch
- At a Participating COOP Shared Branch
- Drop Box Deposit
- Mail Directly to SLO Credit Union