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Certificates

Maximize your savings with a Certificate Account – a great way to lock in a higher interest rate on your savings. Your money is deposited for a specific amount of time and in return, the Credit Union offers you a rate that is typically higher than a regular savings account. We currently offer certificates with terms of 6 through 60 months. Choose your term, earn consistent dividends, and reinvest to earn our highest dividend rates. The best thing about these accounts is that they require a deposit of only $100.

Certificate Special and IRA Certificate Special Restrictions-May not redeem existing CD early for this special.

Certificate Rates - Effective Tuesday, December 5, 2023
Certificate TermAPYMinimum Deposit
7 MO. IRA CERTIFCATE SPECIAL5.10%$100
7 MO. CERTIFICATE SPECIAL4.84%$100
6 MONTH IRA CERTIFICATE2.02%$100
12 MONTH IRA CERTIFICATE2.02%$100
24 MONTH IRA CERTIFICATE2.02%$100
6 MONTH CERTIFICATE2.02%$100
12 MONTH CERTIFICATE2.02%$100
24 MONTH CERTIFICATE2.02%$100
We are proud to be a sponsor of the 47th Annual Downtown SLO Holiday Parade.