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SLO Credit Union offers several different types of accounts – from club and checking accounts to certificate, IRA, and savings accounts. The Member Savings Account is the only required account for members. You must keep a minimum of $5.00 in your share account at all times.  Your membership entitles you to open any of the other account types.


All you need is $5.00 to establish your membership savings account with SLOCU and you are eligible for all our services.  We are a full-service Credit Union and look forward to being your primary financial institution!

Individual Retirement Accounts

If an IRA/Roth IRA is what you are looking for, SLOCU can help with that too! Let SLOCU help you with your retirement planning.  We also offer IRA/Roth IRA Certificates.

Grow with SLO Youth Account

You are never too young to start saving.  Start your kids or grandkids on their financial future here at SLOCU!

Secondary Savings

Have a goal to save money for a vacation, buy a house or pay for taxes?  Open as many Secondary Savings accounts as you wish.

Holiday Club

Save for holiday expenses with our Holiday Club Savings account.  Setup a scheduled auto transfer to help you get ready for the Holidays.


Maximize your savings with a Certificate Account – a great way to lock in a higher interest rate on your savings. Your money is deposited for a specific amount of time and in return, we offer you a rate that is typically higher than a regular savings account. We currently offer certificates with terms of 6 through 60 months. Choose your term, earn consistent dividends, and reinvest to earn our highest dividend rates. These accounts only require a deposit of only $100.

Checking Account

With no minimum balance required, your SLOCU checking account provides you with your first box of checks free, unlimited check writing, no per check charges, FREE online banking access, FREE Mastercard Debit Card. Giving you more options and easy access to your account!

• First box of checks are FREE
• Unlimited check writing
• No per check charges
• FREE Online Banking access
• FREE Mastercard Debit Card

No minimum balance required.  

Time is running out. Open a Grow With SLO Youth account before February 29th and receive a bonus deposit of $70 in celebration of our 70th Anniversary.