Stay Alert!
It’s never too early to take control of your financial future. Our educational resources are here to help you build confidence and make informed decisions, no matter where you are on your financial journey. From saving and budgeting to investing and planning for life’s big moments, we offer the tools, insights, and expert guidance to help you achieve your goals—today and for years to come.

Bank Impersonation Scam
Scammers may pretend to be from a trusted financial institution — like SLO Credit Union — in an attempt to access your account. They often use spoofed caller IDs that appear to come from your bank. The caller might claim there have been fraudulent transactions and instruct you to make payments to “reverse” the charges or “secure” your account. In another version, they’ll ask for sensitive information like your online banking credentials or verification codes, which they can use to access your account and make unauthorized transactions. Remember: SLO Credit Union will never ask you to send money or share secure login details over the phone.

Smishing (Text Message) Scam
Smishing is a type of phishing scam carried out through SMS text messages. Scammers send messages that look like they’re from trusted organizations—such as delivery companies, government agencies, or even your bank—asking you to click a link or confirm personal details. These messages often include urgent language or fake alerts to trick you into sharing sensitive information like your account number, password, or payment details. Always verify suspicious texts by contacting the company directly through official channels—never click on unfamiliar links.

Social Media Refund Scam
This scam typically starts with a message from a stranger on social media—often someone posing as a photographer, artist, or influencer. They may compliment your photos and offer to pay you for using them. The scammer sends what appears to be a legitimate check, then asks you to return a portion of the money for “supplies” or fees. While the check may temporarily appear to clear, it’s fake—and once it bounces, you’re left responsible for the entire amount, including the money you sent back. Never accept unexpected payments or send money to someone you don’t personally know and trust.