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Certificates

Maximize your savings with a Certificate Account – a great way to lock in a higher interest rate on your savings. Your money is deposited for a specific amount of time and in return, the Credit Union offers you a rate that is typically higher than a regular savings account. We currently offer certificates with terms of 6 through 60 months. Choose your term, earn consistent dividends, and reinvest to earn our highest dividend rates. The best thing about these accounts is that they only require a deposit of $100.

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Certificate Rates - Effective Monday, January 20, 2025
Certificate TermAPYMinimum Deposit
6 MONTH IRA CERT3.55%$100
12 MONTH IRA CERT3.29%$100
24 MONTH IRA CERT1.00%$100
6 MONTH CERTIFICATE3.55%$100
12 MONTH CERTIFICATE3.29%$100
24 MONTH CERTIFICATE1.00%$100
36 MONTH CERTIFICATE1.00%$100
48 MONTH CERTIFICATE1.00%$100
60 MONTH CERTIFICATE1.00%$100

DEPOSIT ACCOUNT DISCLOSURES
APY = Annual Percentage Yield.
1. Dividend rates and APY are variable and may vary after the account is opened. Fees may reduce account earnings. Additional restrictions may apply. Refer to your Account Agreement for more information.
2. Dividend rates and APY are variable and may vary after the account is opened. Additional restrictions may apply. 3. APY assumes dividends remain in account until maturity. Early withdrawal penalties may apply. Additional restrictions may apply.

Our office will be closed Monday, January 20th in observance of Martin Luther King, Jr Day. We will reopen on Tuesday, January 21st.